| MEDICAID ELIGIBILITY FOR NURSING HOME CARE |
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| Most states limit the income a nursing home resident can receive before she is eligible for Medicaid benefits. This limit is usually below the costs of nursing home care. More... |
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| Social Security - The Basics |
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| The Old Age Survivors and Disability Insurance Program, often known as Social Security, provides America's aging population with a full spectrum of benefits, including retirement benefits, survivors' benefits, Social Security Disability benefits (SSDI), and Supplemental Security Income (SSI). President Franklin Delano Roosevelt originated the program as a way to protect Americans from the pitfalls of poverty after the Great Depression. More... |
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| Guardianship and Voting Rights |
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| It is sometimes necessary to place a person under guardianship to protect him or her from his or her own personal and financial decisions. Guardianship is an extreme remedy, however. It is used only when a person cannot, for example, understand the implications of his or her decisions or cannot recognize potentially harmful situations. More... |
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| Social Security - Coordination of Benefits |
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| To reduce the rising cost of providing employee benefits, many employers have set-off agreements that relate to the benefits they provide. When this is the case, Social Security benefits must be "coordinated" with those benefits. This often results in the worker receiving a reduced monthly sum from the Social Security Administration (SSA). In addition, the pensions of federal employees and railroad workers must be coordinated with Social Security benefits. More... |
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| Medicare - Supplemental Health Insurance - Need and Eligibility |
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| There are many items that Original Medicare will not cover under either Part A hospitalization coverage or Part B medical insurance. These include routine care, such as annual medical checkups, eye examinations and corrective wear, dental work, and most immunizations. Items that are not medically reasonable or necessary are also excluded. Examples of these items include cosmetic surgery, private nurses, and personal conveniences. In addition to items that are not covered, Medicare beneficiaries must pay coinsurance, copayments, and deductibles, all of which increase their out-of-pocket costs and create a market for supplemental health insurance. More... |
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